BX-Tech

 Hello Everyone,  This is a continuation of my last post on how I am doing things better (in my opinion) to live a little better. One of the things I started doing last year and continue through this year is going back to school to get a higher degree. I think this may be somewhat of a controversial  topic as a degree isn't always necessary to get a better job, make a decent salary, and can't outweigh a persons skills and work experience but I feel like it makes opening doors easier and is something to leverage into higher positions. I have been working professionally for some time now and have been fortunate enough to rise into management and make a decent salary with an associates degree. But throughout my journey despite me being very good at what I do managers have constantly told me.  Finish your BS degree. Getting a degree will help you go further. You should get paid more with a BS degree over an AS.   Now for me it was hard to immediately jump to a ...

Hey Everyone,  It's been a long time since I've posted anything as I wanted to focus on some changes that were going on in my life. So for 2020 I have been learning new skills, getting better saving habits, investing, and cycling. In this first post, I want to dive into my investing habits for the year and some resources I have been really getting a lot out of. *A disclaimer I am not a financial advisor of any sort and anything I say you may choose to listen to at your sole discretion.  1. 401 K savings     I am sure most people at this point are familiar with taking part of their paycheck and moving it into their savings. But this year I decided to move an additional 3% into my 401k as I have been making pretty decent growth over 12% a year on the money that has been building in my account.  2. ROTH IRA     This is something some people agree with and others do not. But I feel like why not take advantage of an extra $6000 / year you can put away to co...